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Living on a sailboat with kids: what image does this conjure up for you? Caviar and crystal? Not so for most cruisers. Cruisers are not hobbyists. They have made a decision to make the boat their home.

LIVING ON A SAILBOAT WITH KIDS

Jamie and Behan Gifford have been doing just that: living on a sailboat with kids. Three kids, in fact. When many people hear about someone "living on a sailboat" or "living on a yacht," images of champagne and butlers some to mind. The reality is something else entirely, they explain.

Living on a sailboat with kids has become the Gifford's life. Eight years in, they've crossed both the Pacific, the Indian and the Atlantic oceans, visiting dozens of countries along the way. We first met the Giffords in Malaysia in 2013. Three years since then, they've sailed to Sri Lanka and the Maldives, then onto Africa and back to the United States — their first time back in their home country in years.

Behan and I have talked before about having kids who grow up outside of the country of their passports, and we return to that a little in this chat. Listen in as we talk about living under the poverty line (and living well), banking and money management, their favorite brands of sunscreen (they go through a gallon a year!), and other aspects of living on a sailboat with kids, including what it's like living away from supermarkets and the internet.

IN THIS EPISODE

ABOUT

ON THEIR BOAT

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