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The holiday season is here, and Patty has a special message you. She's talking to the over-givers but please know that today's message will be helpful for everyone else too. When it comes to planning and preparing for the holidays including gift-buying and gift-giving we can all benefit with the practical, easy to do tips Patty shares. Let your giving bring joy to others and yourself. Patty's strategies will help you experience joy while keeping finances and expectations in check.

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