Hey, welcome back to the show! Today, I'm excited to have my buddy Phil Greiner on the show! He has some tremendous experience during the last downturn, handling short-sales and REO's on a huge scale. There is another downturn coming, we don't know when but it is coming for sure, and you have to prepare either way. That's what we are going to talk about today, preparing for the next downturn!
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