🎧 RRSP Mortgages & Wholesaling with Realtors
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier
Today's episode dives into practical and often misunderstood areas of real estate investing in Canada. Wayne and Gabby answer listener-submitted questions about using RRSPs for private lending, navigating wholesale deals in other provinces, and whether a text message agreement from a landlord or tenant can hold legal weight. They also tackle rent assessment tools, analyzing neighborhoods, and maintaining reputation in the real estate industry.
🧠 What You'll Learn in This Episode
How to use RRSPs in a self-directed Olympia Trust account to fund private mortgages
What the Home Buyers' Plan (HBP) is and how repayment works
Why using RRSP mortgages on buy-and-hold rentals is risky
How wholesaling works when realtors get involved — including paperwork, referral fees, and legal risks
Why assignment contracts are essential (and when you're operating in the legal grey area)
How tenant-landlord lease renewals via text can become legal disputes
Where to assess rent rates and property values in Edmonton and other markets
How local platforms and investor-focused tools differ by city or province
Why Wayne and Gabby are selective about who they partner with and endorse
📅 Upcoming Events
🔥 Edmonton Real Estate Investing Networking & Private Lending Q&A Session
Hosted by REI Masters | Featuring Kaelan Nelson from Calvert Home Mortgage
Network with Edmonton investors, enjoy a FREE BBQ, and learn how Calvert's private lending works.
📍 Edmonton, AB
🗓️ Friday, July 19 2025
🎟️ RSVP: https://www.eventbrite.ca/e/1443974268909?aff=oddtdtcreator
📘 Grab Your Copy: The 5% Rule™ – The Real Estate Cash Flow Test
The essential book for Canadian real estate investors who want to build storm-ready rental portfolios.
📦 Available now on Amazon → https://a.co/d/3Xrcnhw
👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.
💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com
🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook
🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook
📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook
💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook
🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268
