What if real estate investing didn't have to mean owning the property, managing tenants, or taking repair calls?
That's where this conversation starts. Dr. Felecia Froe sits down with Fred Moskowitz, educator, bestselling author, fund manager, and industry veteran in note investing. Fred explains how he first learned the power of income-producing assets from an unlikely mentor, why relying on a paycheck alone can be risky, and how mortgage notes allow investors to step into the role of the lender.
They talk about what note investing actually is, how it differs from owning rental properties, and why it can be a powerful way to build cash flow without being as hands-on as traditional real estate. Dr. Felecia also asks the practical questions many listeners may be wondering: What is a note? What is a lien? Can individual investors buy notes? How do note funds work? And how can retirement accounts or health savings accounts be used to invest in this asset class? This conversation is a reminder that the more you understand, the better questions you can ask before putting your money anywhere.
00:04 – Fred's Money Story and the Entrepreneurial Bug
07:20 – Why a "Stable Job" Wasn't Really Stable
10:10 – The Mentor Who Changed How Fred Saw Wealth
13:20 – Learning From the Right Rooms
15:45 – Why Fred Shifted From Rental Properties to Notes
18:05 – What Is a Mortgage Note?
21:22 – Understanding Liens and Clear Title
26:16 – Can Individual Investors Buy Notes?
30:41 – How Investors Can Participate in Note Investing
34:27 – How Note Funds Pay Investors
36:36 – Using Retirement Accounts and HSAs for Note Investing
40:10 – Fred's Book " The Little Green Book of Note Investing"
Ready to take the next step?
Connect with us today:
Website: moneywithmission.com
LinkedIn: https://www.linkedin.com/in/moneywithmission/
Connect with Fred Moskowitz!
LinkedIn: https://www.linkedin.com/in/thefredmoskowitz
Instagram: https://www.instagram.com/thefredmoskowitz/
Book: The Little Green Book of Note Investing
Gift: giftfromfred.com
Key Quotes:
"Relying on the paycheck from my job as my only source of income, I was taking on this huge risk." - Fred Moskowitz
"The work you do from your job, it kinda supports your life, but when you get involved in investing, investing in assets that generate income for you and appreciate over time, that's what really generates wealth." - Fred Moskowitz
