This week I'm chatting with Janice Minihan - property investor, buyer's agent, and property manager with a portfolio spanning Australia and the UK. Janice's story starts where a lot of ours do: watching someone else do something with money that made you think, "wait, there's another way."
For Janice, it was watching her dad flip a house in Rockhampton and make more in three months than a full year of teaching. That moment changed everything.
We talk about what it actually looks like to start building wealth through property, why inaction is often the most expensive choice you can make, and what the current Australian market, including the recent budget changes, means for investors right now.
What we cover:
- Janice's journey from primary school teacher to property investor and portfolio builder across Australia and the UK
- Why the cost of doing nothing is often bigger than the cost of getting it wrong
- What neutrally geared property looks like and why Janice now prefers it over negative gearing
- The truth about property management (and why most of it is genuinely terrible)
- How to avoid overcapitalising on renovations and what buyers actually want
- Granny flats, multi-generational living, and why this is one of the biggest opportunities in Southeast Queensland right now
- What the 2025 federal budget changes mean for property investors (negative gearing, CGT discount, trusts, SMSFs)
- How to build the right team: broker, accountant, property manager
- Janice's mission to help women aged 40–60 access secure, affordable rental housing
Key takeaways:
- You don't need to know everything before you start. You just need the next step and the right people around you.
- Getting the structure right from the beginning saves enormous pain later.
- Property in Southeast Queensland is one of the more forgiving wealth-building vehicles available, but only if you go in informed.
- The cost of inaction is real. Every year you wait is a year of compounding you don't get back.
- Good property management protects your investment. Most people underestimate this until they've had a bad experience.
About Janice: Janice Minihan is a buyer's agent, property manager, and investor based in Southeast Queensland, with a portfolio and management business operating across Australia and the UK.
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