If you're a federal employee within 5–10 years of retirement, how you take money out of your TSP can quietly add thousands of dollars in extra taxes over your lifetime. It's not just about growing the balance, it's about coordinating your pension, Social Security, and TSP withdrawals so you actually keep more of what you've saved.
In this episode of Confident Federal Retirement, I walk through three common TSP withdrawal mistakes he sees in real plans: treating the TSP like a checking account, ignoring how withdrawals stack on top of pension and Social Security for taxes, and having no written withdrawal plan when Required Minimum Distributions (RMDs) start at age 73. You'll hear simple examples you can follow, and practical steps to avoid "RMD shock" and surprise Medicare premium jumps.
When you're ready for one‑on‑one help, visit https://gtwealthguide.com/federal-blueprint to request a personalized Federal Retirement Plan and schedule a call.
We'll map out your federal benefits, TSP, Social Security, and tax plan on one page so you can retire from federal service without guessing.
