You know about the underwriting process for life insurance, but you might be wondering exactly how it works and how long it should take.
In this episode I'll explain what happens as soon as you sign the application, what an underwriter is looking for, and why honesty is absolutely your best policy throughout the process.
I'll also share why underwriting can take longer than expected, but it's nothing to be afraid of.
Listen now!
Show highlights include:
- How bloated medical facilities can set back underwriting for weeks. (1:54)
- Accelerated vs. Full Underwriting: How they actually differ, and why either method will be thorough. (3:15)
- What to do if you can't remember essential details of your medical history. (5:19)
- Surprising volume of information your underwriter can see about you. (6:14)
- Why the insurance company cares about your speeding tickets. (7:07)
- Little-known company, started in 1902, and how it exerts a big impact on your insurance premium. (7:37)
- Do you have to be in perfect health to get life insurance? The answer might surprise you. (9:26)
- Why honesty is the ONLY policy if you want to be approved for life insurance. (10:34)
Reach out to me:
valerie@alphaomegawealth.com
https://www.linkedin.com/in/valerie-laroque-lacp-b569509
Infinite Banking Mastery (infinitebankingnorthwest.com)
