Are there ways to use debt to help your financial well-being? Find out by hearing from Keagan van Wijk, Director of Consumer Lending at Leaders Credit Union. Wijk shares different ways you can use debt to your advantage, not your detriment, through HELOCs, cash-out financing, and balance transfers on credit cards. Also, tune in to hear Keagan's journey to the United States from England and South Africa.
Highlights:
01:18 – Tell us about yourself and your role here at Leaders.
02:26 – Can you share some of the cultural differences you've experienced in the USA, England, and South Africa?
03:48 – What was it like to transition from law to lending?
05:14 – What are good reasons to take out a loan?
07:23 – What solutions do we offer here at Leaders for our members to pay off debt?
07:51 – What is a HELOC?
09:11 – How does cash-out refinancing work and how can it be helpful?
10:07 – How can credit cards be beneficial?
11:58 – What have you found to be most helpful for our members?
13:58 – What's the best financial advice you've ever been given?
15:27 – If you found some extra change in your pocket, what would you spend it on?
16:18 – If you could have anyone on the podcast, who would it be and why?
17:10 – What drives you to come in and help our members every day?
If you're interested in how any of these loan products can benefit you on your financial journey, please visit the links below:
*For full details and disclosures regarding our cash back offer, visit our Compass Black page.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.