Long Term Care(LTC) - needing someone to help you carry out basic activities of daily living (ADL's). This is a reality of more than 70% of all Americans who live past the age 50 yet only HALF of that number believe they will need any type of assistance. This facet alone should be enough to cause advisors to begin planning for their clients LTC needs but in a recent study done by Merrill Lynch 66% of those same Americans say they have NO PLAN in place for this time in their life. If that is you, you will be surprised at how easy it may actually be to protect yourself against that financial affects of aging. Lets start the show!
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