About Personal Injury Attorney John Fuller:
John Fuller is a personal injury attorney in Denver, Colorado with extensive experience in helping clients navigate insurance issues. He is passionate about ensuring that individuals and families have the proper coverage to protect themselves in the event of an accident. With his expertise, John aims to educate and inform people about the importance of insurance and the potential risks of being underinsured.
Summary:
John Fuller, a personal injury attorney, shares his insights on the importance of having proper insurance coverage. He highlights the risks of relying solely on liability coverage and emphasizes the need for uninsured motorist coverage. John explains that a significant number of drivers in Colorado either have no insurance or carry minimal coverage, leaving individuals vulnerable in the event of an accident. He advises listeners to consider uninsured property damage coverage and uninsured motorist coverage to protect themselves and their families. John urges everyone to review their insurance policies and ensure they have adequate coverage to avoid potential financial burdens after an accident.
Key Takeaways:
- Liability coverage may not be sufficient if the other party involved in an accident has no insurance or minimal coverage.
- Two-thirds of drivers in Colorado have either no insurance or minimal property damage insurance.
- Uninsured motorist coverage is critical as it provides protection if the other party has insufficient coverage.
- Insurance should be viewed as a means to protect oneself and one's family, not just the vehicle.
- Consider purchasing an umbrella policy to enhance and extend uninsured motorist coverage.
Quotes:
- "Two-thirds of the drivers in Colorado have either no insurance or the minimal amount of property damage insurance."
- "If liability is disputed or if a person leaves the scene, or if they have no coverage, you could find yourself just completely out of your vehicle through no fault of your own."
- "Having coverage for [injuries] is more important than your car."
- "Make sure that you've maxed out those coverages that actually protect you and your family."
- "I would rather spend five minutes explaining to you the ins and outs of the policy that you have than an hour explaining to you why you don't have coverage after you've been in an accident."
