John Fuller is a distinguished Personal Injury Attorney based in Denver, Colorado. He is known for his expert legal advice and dedication to personal injury cases. John stands out in his field through his commitment to handle cases personally, ensuring that he interacts with his clients individually. He is highly regarded for his accessibility, offering his personal cell phone number for calls or texts at any time. With a wealth of experience in navigating complex legal landscapes, John has become an invaluable asset for those seeking justice and compensation in personal injury matters.
In this informative episode, Denver-based Personal Injury Attorney John Fuller provides crucial insights into the world of accident claims, especially in scenarios where the at-fault party has deceased. With his expertise, John demystifies the legal proceedings that follow such unfortunate incidents and reassures victims that their rights to claims are preserved.
John Fuller discusses the intricacies of pursuing a claim when the at-fault driver in a car accident passes away either at the moment of the accident or before the claim is resolved. He emphasizes that valid insurance policies at the time of the accident secure the claim throughout the statute of limitations. Fuller provides reassurance and clarity on how these claims proceed against the estate of the deceased at-fault driver, focusing on the insurance policy limits rather than personal assets. This episode is a valuable resource for anyone navigating the complex aftermath of an accident involving a now-deceased at-fault driver.
Fuller further explains the options available when dealing with cases involving inadequate or lapsed insurance and the role of the victim's own uninsured motorist coverage. John's expertise shines through as he advises on the nuances of such sensitive claims and urges those affected to seek specialized legal assistance.
Claims against an at-fault driver who has deceased are still valid as long as the driver's insurance was valid on the day of the accident.
Legal actions are taken against the estate of the at-fault driver and are limited to the policy limits of the insurance in effect at the time of the accident.
The at-fault driver's death does not diminish the value of a victim's claim; car repairs and other damages are still covered.
In cases of inadequate or lapsed insurance, one could theoretically sue the estate but is generally better suited to rely on their own uninsured motorist coverage.
Handling such legal matters is complex and seeking professional legal assistance is strongly recommended.
"As long as the [insurance] was valid on the day of the accident, at the time of the accident, then the claim is fully matured and it's fully vested."
"It's limited to the policy limits of the insurance that was in effect at the time of the accident."
"...your car repairs are still going to be covered. Your claim still has value."
"If it becomes necessary to actually litigate the matter, then the litigation would just be brought against the estate of the at fault driver."
"We've been down this road a number of times and we'd be happy to help you get through it."
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