In this empowering episode of Grit Won't Quit, host Tom Mirabella sits down with Drew Smith, founder of Trinity Solutions USA, to demystify credit restoration and share actionable strategies for financial empowerment. Drew, who transitioned from working in collections to becoming a champion for credit education, breaks down how he's helping people nationwide take control of their financial futures.
Tom and Drew dive into the 5 Basic Pillars of credit health and the 3 C's—Current accounts, Credit Card Utilization, and Collections—that form the foundation of understanding and improving your credit score. Drew explains how simple changes can open doors to life-changing opportunities, from buying a home to securing better loan rates, and why even small missteps (like excessive inquiries) can impact your financial journey.
They also explore Drew's mission to make credit accessible and understandable for everyone, proving that financial freedom isn't just for the experts. Whether you're struggling with collections, dreaming of homeownership, or just want to turn your credit score into a tool for growth, this episode is packed with relatable advice and gritty inspiration.
