Planning for college can feel overwhelming, but it doesn’t have to be. In this episode of Beyond Budgets, host Deb Meyer sits down with Ann Garcia, CFP®, also known as "The College Financial Lady." Ann is the author of How to Pay for College and a mom of twins who recently graduated debt-free. She combines her professional expertise with personal experience to share strategies that will help you save money and reduce stress during the college planning process.
Whether your child is years away from applying or you’re in the thick of FAFSA forms and scholarship deadlines, this episode will leave you feeling more confident and equipped to navigate the journey.
Why You Should Listen
Decode the "real cost" of college: Find out why the sticker price rarely tells the whole story.
Uncover scholarships that match your student: Learn how to focus on opportunities that fit their profile.
Master financial aid tools: Get a crash course on FAFSA, the CSS Profile, and net price calculators.
Appeal like a pro: Discover how to successfully request more financial aid and reduce tuition costs.
Learn from real-life examples: Hear Ann’s lessons from planning for her own twins—and how those lessons can help your family.
If you're ready to feel more in control of funding your child’s college education, this episode is a must-listen.
Key Moments to Tune In For
[06:20] The truth about tuition: Why most families pay far less than the listed price.
[10:23] SAT/ACT scores: Do they still matter for scholarships?
[24:55] How to appeal a financial aid package—and why 75% of appeals succeed.
Resources
Connect with Ann Garcia
College Financial Plan Masterclass
Website and Blog howtopayforcollege.com
Connect with Deb Meyer
