Description

Episode Summary

In this episode of Pioneer Mindset, I'm breaking down the 5 C's of Credit—Character, Capacity, Capital, Collateral, and Conditions—and how these can help farmers maximize their lender relationships and navigate tough times with clarity and confidence.

Whether you're a first-generation farmer just starting out, or a multi-generational operation looking to future-proof your business, this episode gives practical advice to step back from working in the business and start working on it with strategy, confidence, and intention.

In this week's episode on the 5 C's of Credit:

• Being Proactive > Being Reactive: The operations that thrive are the ones that plan ahead—in good times and bad.
• Maximizing Lender Relationships: It's not just about numbers; it's about communication, transparency, and mindset.
• The Power of Peer Groups: Learn from those who've weathered storms and stayed in the game.
• Intentional Growth: Avoid shiny object syndrome and focus on what matters most in your farm, family, and future.

Resources & Links:

• Want to dive deeper on this? Click here for my free training where you can turn financial uncertainty into strategic clarity, so you can make lender-ready decisions with confidence.

Connect with Garrett:

• Follow on Instagram - @garrettruskamp
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• Follow on TikTok - @garrettruskamp
• Learn more about Pioneer Farmer here!

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