Distressing headlines can make even long-term investors wonder whether they should change course. In this episode of The Personal Finance Project, Greg Ashcroft and Scott Bartosh discuss how to think about portfolio decisions when markets have performed well but the news remains unsettling.
They explore the difference between proactive rebalancing and market timing, why strong recent returns can leave a portfolio carrying more risk than intended, how retirement income needs can shape portfolio construction, and why periods of market stress are already part of a thoughtful long-term plan. They also revisit lessons from 2020, 2022, and other major market declines to put today's concerns in perspective.
This episode is for educational purposes only and does not provide individualized financial, tax, legal, or investment advice. Please consult your own professionals regarding your circumstances.
