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More than three in five Gen Xers are not confident in their ability to achieve a dream retirement and nearly half think they'll outlive their savings. We have far less confidence in our futures than generations before us. Kerry Hannon and Janna Herron, co-authors of Retirement Bites: A Gen X Guide to Securing Your Financial Future, explain how we got here and what we can do about it. They offer some useful, realistic tips about how to retire happily, even if it might not happen as soon as you'd like, including:

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