Saving money doesn’t have to feel like a punishment, and in today’s episode, I’m proving it. I’m diving into coaching questions from listeners about how to save without feeling deprived, how to break out of scarcity mindset, and how to balance long-term goals with actually enjoying life. From processing layoffs and using your emergency fund without guilt to understanding why fear hijacks your finances, this episode is packed with practical money advice, emotional mindset shifts, and actionable tools for creating a sustainable financial plan that still lets you have a life. If you’ve ever struggled to save without feeling deprived, or wondered how to make money choices that feel good today and set you up for tomorrow, this coaching session is for you.
Mentioned in this episode:
Millionaire Mindset: https://herfirst100k.com/financial-feminist-show-notes/millionaire-mindset-taking-risks/
How to Get Out of Financial Survival Mode: https://herfirst100k.com/financial-feminist-show-notes/financial-scarcity/
Visit https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show!
00:00 – Money Coaching With Tori: Ask a Multimillionaire Anything
01:00 – Listener Win: Starting a Side Hustle With Confidence
02:15 – Why Women Struggle With Taking Risks
04:00 – How to Start a Business When You’re Scared of Judgment
05:00 – Question 1: “I’m Afraid to Touch My Savings After a Layoff”
06:15 – How to Use Your Emergency Fund Without Guilt
07:00 – Navigating Layoffs, Uncertainty, and a Volatile Job Market
08:00 – Is It Time for a Career Pivot or Freelancing?
09:00 – Resetting Your Career After a Job Loss
10:00 – Why You Need a Personal Project During a Job Search
11:00 – Question 2: “How Do I Stop Living in Scarcity Mode?”
12:00 – Balancing Saving, Spending, and Generosity
13:00 – Understanding Your Financial Trauma & Scarcity Triggers
14:00 – How Fear Lies to You About Money
15:30 – The “Put Fear in the Back Seat” Strategy (Liz Gilbert Method)
17:00 – How to Budget for Generosity Without Derailing Your Goals
18:30 – Why You Can’t Pour From an Empty Cup (Money Edition)
20:00 – How Scarcity Mindset Affects Your Financial Decisions
21:00 – Why You Must Talk About Money in Therapy
22:00 – Question 3: Balancing Saving for Retirement With Wanting to Live Now
23:00 – YOLO vs. Long-Term Money Goals: Finding the Middle Ground
24:00 – Make Retirement Feel Real: Visualizing Your 65-Year-Old Self
25:30 – “Saver vs. Spender” Is a Myth — Here’s What You Actually Are
27:00 – How to Trick Your Brain Into Enjoying Saving Money
28:00 – Using the Three-Bucket Budget to Spend Guilt-Free
29:00 – Lightning Round: Emergency Funds, Life Insurance, and Over-Saving
31:00 – What Life Insurance Should Actually Look Like
32:00 – How Much Is Too Much in Savings?
33:00 – Free Resources: 7-Day Money Reset + Stock Market Workshop
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