0:04 Why your home isn’t part of your investment portfolio
0:26 The myth of the American Dream and why owning may not make sense
1:33 A buyer’s remorse story from Atlanta
2:35 $3,000/month to own vs. $1,200/month to rent
3:34 Hidden expenses: $13,000 sewer connection surprise
4:31 “I can’t sell my house” = “I won’t lower the price”
5:35 Housing returns: even hot markets underperform stocks
6:19 Divorcees sharing homes to keep a 2% mortgage
7:35 Why paying off a low-rate mortgage often makes no sense
8:45 Don and Tom both bought homes for lifestyle, not wealth
10:13 Florida: where houses go to die (and get re-roofed)
11:33 Owning a home is not a prerequisite for wealth
12:48 How to send voice questions (seriously, do it)
14:18 Listener Q: 401(k) with limited options—how to balance Roth IRA
15:25 Fund strategy: AVUV and AVDV combo
16:44 Listener Q: Why not mention charitable remainder trusts?
17:27 Listener Q: Are flat-fee advisors better than AUM?
19:00 Hourly advisor costs and why they seem high
20:35 Outro: Tell a friend, save them from financial doom
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