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Don discusses the importance of planning from the 9th annual Retiremeet event from Bellevue, WA in February 2023. Dimensional Fund's Apollo Lupescu spends a few minutes with Don prior to his presentation. Plus, Don talks with listeners:

The first of whom believes that hew has magical market-timing capabilities

Does it makes sense to leave Vanguard Balanced Index and get into a stock and bond ETFs?

Where should a new Roth contribution be invested?

A small company controller questions the firm's 401k choices.

Finally, Paul Merriman stops by for a brief chat.
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