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You're saving and saving and saving for retirement. Most of it is in stocks...but what about bonds? Do you need them and what's the best way to start mixing them in? That's what we chatted about with Dee from Seattle on the latest bonus call.

Have a money question? Email me here.

“Better Off” is sponsored by Betterment.

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"Better Off" theme music is by Joel Goodman, www.joelgoodman.com.

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