Effective July 1, 2025, North Carolina has increased its minimum car insurance coverage limits to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $50,000 for property damage. Uninsured and underinsured motorist coverage is now mandatory. These changes aim to offer improved financial protection for drivers and accident victims amidst rising medical and repair costs. Contact your insurance provider for inquiries about policy impacts.
