The episode kicks off with an introduction and a sponsor mention. It then delves into the Bank of Canada's recent rate cut, discussing its implications for inflation and mortgage rates. The conversation shifts to improvements in housing affordability and recent housing starts data. The cautious approach of lenders is examined, along with regulatory changes anticipated for 2026. The episode also explores how the bond market influences fixed mortgage rates and observes current trends in credit scores. It wraps up with closing remarks and a final sponsor mention.
