In this episode, we kick off with an introduction and a sponsor mention from Real Approved Inc. We explore recent changes in mortgage interest rates and the Bank of Canada's role in these shifts. The discussion then moves to the economic implications and potential future of mortgage rates. We delve into alternative mortgage options and current real estate market trends, including listings, sales, and price stability. The spring market outlook is examined alongside external factors influencing it. We highlight Espanola's accelerated home construction efforts, supported by the Housing Accelerator Fund, and discuss government and community approaches to housing development. The episode wraps up with closing remarks and a final sponsor mention.