The Authority Formula
Guest: Spencer Howard | Travel Rewards Expert and Founder of Straight to the Points
In this episode of The Authority Formula, George Wright III sits down with Spencer Howard, founder of Straight to the Points and a recognized expert in credit card loyalty and travel rewards. Spencer shares how he transitioned from a career in politics to helping others unlock luxury travel experiences through smart use of points.
They explore actionable strategies to maximize transferable credit card points, bust common myths about credit usage, and uncover how mindset and money flow play a role in creating abundant, experience-rich lives. Whether you’re a frequent traveler or just getting started, Spencer’s insights offer a path to travel better—without spending more.
Key Moments:
00:53 – Spencer Howard's Background and Journey
02:45 – Turning Passion into a Business
06:41 – Strategies for Maximizing Credit Card Points
18:17 – The Importance of Mindset and Recovery
Know someone who loves to travel—or wants to start? Share this episode with them.
About Spencer Howard:
Spencer has been a guest speaker in multiple shows on YouTube touching on maximizing points – Geobreeze, Waller’s Wallet, Every Passport Stamp, and Miles Talk. In addition, Spencer has been on multiple podcasts such as Beyond The Lens podcast, Miles to Memories, and Saverocity Observation Deck where Spencer discussed airline cancellation policies, award trends, and more. He runs Straight to the Points, an award-seat alert platform. Spencer graduated from the University of Notre Dame with a degree in political science and now works in Washington, D.C. When he’s not searching for fun award redemptions, you can find him playing softball on the National Mall, watching Notre Dame football, or enjoying a fine bourbon.
Guest Resources:
Website: https://straighttothepoints.co/
Instagram: https://www.instagram.com/straighttothepoints
Linkedin: https://www.linkedin.com/in/spencer-howard-82072710
X: https://x.com/spencerformiles
About George Wright III:
George Wright is a Proven, Successful Entrepreneur- and he knows how to inspire entrepreneurs, companies, and individuals to achieve Massive Results. With more than 20 years of Executive Management experience and 25 years of Direct Marketing and Sales experience, George is responsible for starting and building several successful multimillion-dollar companies. He started at a very young age to network and build his experience and knowledge of what it takes to become a driven and well-known entrepreneur. George built a multi-million-dollar seminar business, promoting some of the biggest stars and brands in the world. He has accelerated the success and cash flow in each of his ventures through his network of resources and results driven strategies. George is now dedicated to teaching and sharing his Prosperity Principles and Strategies to every Driven and Passionate Entrepreneur he meets. His mission is to Empower Entrepreneurs Globally to create Massive Change and LIVE their Ultimate Destiny.
