Markets are wobbling, headlines are screaming, and everyone seems to have an opinion—but where does that leave you and your money?
In this episode, Gary cuts through the noise of tariffs, volatility, and economic guesswork to help you focus on what actually matters: the math, the planning, and the discipline. Whether you're an investor unsure about your next move or an advisor staring at a panicked inbox, this episode gives you the clarity to reset.
You’ll walk away with a sharper lens on risk, return, and how small missed steps—like failing to rebalance—can quietly undo years of gains. It’s not about timing the market, it’s about mastering the process.
In this episode, Gary discusses:
- The importance of disciplined asset allocation over time, regardless of market noise
- Misconceptions around risk, returns, and equity performance in financial planning
- The behavioral mistakes clients and advisors make during market extremes
- Succession planning challenges and advisor-client communication breakdowns
Key Takeaways:
- Failing to rebalance after significant equity outperformance not only skews the risk profile of a portfolio but can also expose investors to avoidable losses when markets inevitably correct.
- What begins as a reasonable 50/50 equity-to-fixed-income allocation should be actively recalibrated over time, as early investment success may reduce the required return and justify a more conservative approach.
- Ignoring disciplined rebalancing in favor of emotional decisions—such as chasing gains or resisting pullbacks—often leads to “whipsaw” scenarios where investors give back much of their progress during downturns.
- A strong advisor-client relationship must be built on education, process, and clear expectations from the start—especially around what actions will be taken when markets overperform or underperform expectations.
"You hire a financial advisor for their guidance, their judgment and their ability to keep you on track when all you want to do is go into a closet and hide." — Gary Sinderbrand
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To get in touch with Gary:
Website: https://betterpathtraining.com/
LinkedIn: https://www.linkedin.com/in/gsinderbrand/
