Having many credit cards may have its advantages, but it can be a total headache when the bill comes especially when you’ve used one card after another. In this episode, Merrill Chandler talks about reporting dates and how to pay your bills on the right period without sacrificing your fundability. When talking about credit, it boils down to how lenders perceive you as a borrower. A lender withhold is one thing that can crush the soul of a borrower profile. Merrill lets you in on what lenders are doing or not doing in order to make credit profiles worse than they should be so they can charge you higher interest rates. He also talks about a withhold that lenders are keeping from us that significantly limits our funding abilities.
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