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Description

Building positive credit profile can oftentimes be tricky. In this episode, Merrill Chandler talks about how critical factors like utilization and aging may affect your profile. He also shares how to tell a lender that you’re a rookie borrower and how your application may be declined or approved. You will encounter some useful terms here such as debt shifters, reward hoppers, travel hackers, and age threshold. All these are necessary for understanding how you can manage your revolving account portfolio.

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