One area for concern when trying to improve your credit score is a mortgage late report from your lenders. In this episode, Merrill Chandler has you covered on how a 30-day mortgage late will affect you. How does it affect the score? How long does it take to recoup? Merrill gets into those questions and gives you an answer while giving you a view on the degradation process, short sale, foreclosure, and more. He then shares some recession-proofing strategies that can especially come handy during this time.
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