Description

Lily Nwora is a personal trainer and founder of Dresses & Dumbbells have been featured on multiple news, media, and print outlets. Lily paid off $70,000 over 3 years and knocked out $40,000 in 2018 alone!

 Welcome!

[:] Tell us a bit about yourself

• Registered dietician and personal trainer and acquired some debt
• Mainly student loans

[:] What financial hurdles are you most proud that you have overcome?

• Lifestyle creep was hard when she started making money and wanted a big apartment
• You’re (almost) always going to have some living above you so if it’s in an apartment building or basement, it doesn’t make much difference.

[:] What link do you see between physical fitness and financial fitness?

• Consistency
• Having a set plan
• Setting a deadline
• Putting in place a plan that you’ll actually stick to!

[:] What was you plan to pay off debt?

• Lily didn’t make a plan and was enraged when she discovered how little went to her principal payments
• Started listening to Dave Ramsey and started paying off extra each month (over 3 times!)

[:] Give us a 60 second elevator pitch about your workouts.

• Platform to empower women to be strong and have a strong mindset

[:] Value link round: Want to lower the monthly interest off of your debts? Check out chainofwealth.com/refinance.

[:] What does your saving and retirement plan look like?

• Investing in a 401k and doing the match
• Roth IRA
• Saving 3-6 months of expenses as recommended by Dave Ramsey
• Extra streams of income

[:] What are some favorite books you can recommend?

• Podcast: Dave Ramsey Podcast
• Book: First Steps to Wealth by Dani Johnson

[:] A favorite quote?

• If you don’t ask you don’t get

[:] Parting piece of advice?

• Just start, things are not going to be perfect