Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there.
In this episode of the Female Finance Collective podcast, Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with clarity and confidence.
We share personal stories, mindset shifts, and a practical tool (our free Snowball Debt Calculator!) to help you build a plan that actually works. If you’re overwhelmed and ready to feel hopeful again, this one’s for you.
Join us for our six-week Debt Payoff Power Circle Learn more here!
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Episode Timestamps
00:00 – Meet Jen, Meri-Li & Sybil
00:54 – What kind of debt we’re talking about
02:29 – Why debt feels so overwhelming
03:50 – How society sets us up for financial stress
05:15 – First step: get honest about your emotions
06:41 – Mindset shift: Why do you want to get out of debt?
08:09 – Real talk: overspending, guilt, and justification
10:22 – It's hard, but change is possible
11:16 – Introducing the Snowball Debt Calculator
13:16 – How to use the tool to create your plan
14:42 – Why minimum payments won’t get you out of debt
15:28 – Join our 6-week Debt Payoff Power Circle
16:55 – You don’t have to do this alone
*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.
