Let's forget about the numbers for a moment and dig into something just as important: delayed gratification.
In a time where feedback and results are expected to be instantaneous it becomes difficult to zoom out and slow down for bigger goals down the road. Homeownership is one of those daunting areas. Even the basics of buying a home such as solid credit scores, proof of funds, and occupational history make people run for the figurative back door.
How do you eat a whale? Well, assuming you do consume the large mammal it would have to be one bite at a time. The homeownership process is the same. Tackle one objective at a time.
Low hanging fruit objectives:
Establishing a written motivation
Credit score work
A basic savings program
Healthy accountability relationships
By practicing productive patience we are able to enjoy the fruits of delayed gratification. It is worth it.
Have a great day!