If you’re over 50, your approach to investing and retirement planning needs to change. The strategies that worked in your 20s and 30s may no longer be suitable as you move closer to retirement. In this video, we explore key principles often associated with Thomas William long-term investing philosophy and why protecting your capital becomes increasingly important at this stage of life.
As investors transition from the wealth accumulation phase to the wealth preservation and distribution phase, the balance shifts. Your most valuable asset is no longer future earning power, but the savings and investments you’ve already built. This makes market downturns more impactful and losses harder to recover from.
Using lessons drawn from historical market periods — including the Nifty Fifty era and the dot-com bubble — this video highlights an essential investing concept: the difference between price and value. Even strong, well-known companies can become poor investments if they are purchased at inflated prices during periods of market enthusiasm.
