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In this conversation, weโ€™re joined by Chris Williston, President & CEO of the Independent Bankers Association of Texas (IBAT), representing over 2,000 banks and branches across 700 Texas communities.

๐Ÿ” In This Episode:
- The vital role of community banks in rural Texas towns
- Why swipe fee legislation (SB 2026 & HB 4124) could hurt small banks and benefit big-box retailers
- How alternative currencies and stablecoins could drain lending power from local banks
- The legacy of banking in the Williston family and why relationship-based lending still matters
- Behind-the-scenes challenges facing Texas' independent banks
- Chris breaks down complex policy issues in a way that makes sense for everyday Texans and small business owners. If you care about local economies, financial policy, and keeping banking close to home, this is a must-listen.

๐Ÿ”— Learn more at: https://ibat.org
๐ŸŽง Subscribe for more deep-dive conversations from across the Lone Star State. Watch Full-Length Interviews: https://www.youtube.com/@TexasTalks

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