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AI kills insurance? In this week’s episode, we break down how full self-driving could shrink (or even upend) the auto-insurance business, why lawmakers will slow-roll it, and what that means for you. Then we zoom out: AI sales agents, robo-negotiations, and the strange new market for “dead bots” that let you talk to a digital version of grandma.

If you care about where AI hits real wallets and weird places like digital souls, this one's for you.

We open with the road to autonomy: why the “final push” won’t be a feature drop but federal law that indemnifies carmakers and creates a national risk pool. Hunter argues self-driving is a cure, not a treatment—fewer collisions, fewer cars owned, and less insurance revenue over time. Daniel pushes back on America’s car culture and urban design, while both explore the likely 20–25 year adoption arc as politics protects jobs. Along the way we hit Tesla Autopilot, robo-taxi futures, and the economic dominoes when AI kills jobs in adjacent sectors.

Next, we pivot to AI in sales. From China’s 24/7 livestream “personas” to AI negotiators that squeeze or save every dollar, we examine how enterprise pricing, value-based deals, and contract drafting get automated. B2B or retail, expect AI eliminates sales roles first in the back-and-forth, then in the front office.

Finally, the uncanny: dead bots, digital souls, and whether “AI grandma” becomes normal within two generations. We debate ethics, likeness rights, AR dinner guests, and why a black-market trench-coat guy somehow survives the singularity.


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🍎 Subscribe on Apple Podcasts: https://podcasts.apple.com/us/podcast/they-might-be-self-aware/id1730993297
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⏱️ CHAPTERS

0:00 Intro + the cliffhanger
1:56 Self-driving = cure, not treatment
4:58 Does AI kill insurance? Fewer crashes, fewer cars
8:59 Policy path: indemnity + national coverage
12:11 From sales floors to showrooms: AI haggles
16:24 B2B pricing, contracts, and robo-negotiation
21:12 Who gets replaced first: truckers or sales?
24:14 Deadbots, digital souls, and “AI grandma”
28:40 AR dinner with ancestors? Ethics & norms
30:45 OUT OF TIME


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#AI #AutonomousVehicles #Insurance