In this episode, Christian Rodwell speaks with Tracy Hilliard about the unique challenges women face on the journey to financial independence. Tracy shares her personal transformation—from financial insecurity to independence in under five years—and discusses the societal, educational, and confidence-related barriers that often hold women back. The conversation also introduces the WealthBuilders for Women programme, designed to provide tailored support, education, and community for women ready to take control of their finances.
Key Topics Covered
- Why Wealth-Building is Different for Women
- The impact of societal expectations and traditional roles
- Lack of confidence and financial education
- The gender pay and pension gaps, and their long-term effects
- Barriers to Financial Independence
- Gender pay gap: women earn on average 13% less per hour
- Pension gap: women’s average pension pot is less than half men’s (£39k vs £84k)
- Women typically live longer, requiring more financial security in later life
- Tracy’s Wealth Journey
- Started with limited financial knowledge and confidence
- Used the WealthBuilders process: mapped assets, consolidated pensions, and diversified investments (stocks, crypto, property)
- Achieved financial independence in under five years by focusing on asset income and recurring revenue
- Lessons for Women in Wealth
- The importance of taking stock: knowing where your money and assets are
- Building confidence through education and community support
- Simple steps like setting up ISAs and writing wills
- The power of learning from others and asking questions in a supportive environment
- Introducing WealthBuilders for Women
- A new programme in development, led by Tracy, focused on education, support, and connection
- Designed for women, shaped by women’s input and needs
- Waitlist now open: no commitment, just an opportunity to express interest
Practical Takeaways
- Take stock of your finances: list your assets, pensions, and savings
- Don’t be afraid to ask “basic” questions—education is key
- Use tax-efficient investment vehicles like ISAs, even with small amounts
- The right community can boost your confidence and accelerate your results
- Writing a will is a simple but crucial step for protecting your wealth and family
Call to Action
If Tracy’s story resonates with you and you’d like to be part of a supportive community focused on women’s wealth-building, join the waitlist for the WealthBuilders for Women programme.
No cost, no commitment—just the first step towards your financial independence.
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