In this fiery and faith-filled conclusion to their three-part series, Brian and Kersha Owen bring "God's Plan vs. The American Dream" to a powerful close. Recording once again from a remote destination, they tackle one of the most challenging questions believers face: How do we take faith steps when the math doesn't work? This isn't just theological theory—it's a real-world challenge to stop praying about what God has already told you to do and start obeying. The Owens get refreshingly honest about the "broke man mindset," the trap of praying instead of obeying, and the transformative question: What would you do if you knew you couldn't fail?
This episode serves as both a mirror and a roadmap. Brian and Kersha expose the comfortable patterns that keep us stuck—the idolization of possessions we never use, the association with people who hold us back, and the fear of failure that our culture has wrongly taught us to avoid. But they don't leave listeners in conviction; they offer a way forward through intentional steps, healthy tension, and the courage to move before you see the outcome. With their signature blend of vulnerability and fire, the Owens challenge the community to ask: Do you want this year to be a repeat of last year, or are you ready for crazy, unbelievable faith?
🔥 What You'll Learn:
- When the Math Doesn't Math: Discover how God's economy operates on a completely different system than our bank accounts, and why financial limitations don't limit His provision.
- The Broke Man Mindset: Identify the difference between scarcity thinking and true stewardship, and how idolizing possessions can keep you from actually using what God has given you.
- Prayer vs. Obedience: Understand the critical distinction between praying for clarity and praying about something God has already told you to do—and why the latter is just spiritual procrastination.
- The Power of Association: Learn how the people around you can either propel you forward or pull you back like crabs in a bucket, and why changing your circle might be necessary for growth.
- Faith That Moves Before It Sees: Explore the biblical model of obedience that steps out while the water is still in front of you, trusting God to part it as you move.
- Growth Through Tension: Reframe failure and discomfort as essential ingredients for growth rather than signs you're on the wrong path.
- The Insanity of Repetition: Challenge the definition of insanity (doing the same thing expecting different results) and discover what small, daily efforts can produce a fruitful year.
💬 Memorable Quotes:
- Kersha: "Faith looks risky until you see what God was building."
- Brian: "God's bank account is much larger than our bank account. He lives on a much different economy than we do."
- Brian: "I would say, hey, let's drive my work vehicle because gas is covered instead of our nice vehicle that's in the garage... Why do we have that? It's worse than a scarcity mindset—it's a broke man mindset."
- Kersha: "What has God already told you to do that you keep praying about instead of obeying? Why are you praying for something that He's already told you to go do?"
- Brian: "Prayer is not a substitute for obedience. Prayer is an act that we do that ties us closer to the Holy Spirit."
- Kersha: "Do you want the year this year that you're in to be a repeat of last year? If you don't, what small things are you willing to change?"
- Brian: "You can't say that your faith didn't work if you're not actually putting it to use. The only way a gym doesn't work is if you don't put it to use."
- Kersha: "What would you do if you knew you couldn't fail?"
🛑 Reflect + Apply: Questions to Ask Yourself
- What has God already told you to do that you're still praying about instead of obeying?
- Are you stuck in a "broke man mindset," idolizing possessions you never actually use or enjoy?
- When the math doesn't math in your life, do you trust God's economy or do you spiral into scarcity thinking?
- Are there people in your life who are holding you back like crabs in a bucket? What would it look like to create healthy distance or find new associations?
- What would you do this year if you knew you couldn't fail? What's the first small step toward that vision?
- Are you praying for clarity while avoiding the things that would actually give you clarity (time in the Word, seeking wise counsel, taking action)?
- Do you want this year to be a repeat of last year? If not, what small daily efforts are you willing to commit to?
Scripture Focus:
This episode brings the series to a close with practical application of these key biblical truths:
- Faith Over Sight (2 Corinthians 5:7): The foundational call to live by faith, not by what we can see or calculate.
- Seek First the Kingdom (Matthew 6:33): The promise that when we prioritize God's kingdom, all the things we need will be added to us.
- Be Doers, Not Hearers Only (James 1:22): A direct challenge to stop merely listening to God's word and start actively obeying it.
- Peter Walking on Water (Matthew 14:22-33): The ultimate example of stepping out in faith while the water is still in front of you, trusting Jesus to hold you up.
🙌 Join the Movement
If you've been stuck in the cycle of praying instead of obeying, this episode is your wake-up call. Brian and Kersha invite you to stop waiting for the math to work and start trusting the God who specializes in impossible equations. The American Dream promises comfort and control, but God's plan offers something the world can't produce: a peace that guards your heart and a purpose that moves heaven.
💻 Visit crazyunbelievablefaith.com to sign up for behind-the-scenes content, submit a prayer request, and stay updated on the exciting things coming in the Spring and Summer of 2026, including our upcoming book launch!
📩 Got questions or want to connect? Brian and Kersha would love to hear how this series has impacted your walk and what you're committing to step out in faith on.
🎧 Subscribe, rate, and share this episode to help someone else move from safe faith to crazy, unbelievable faith.
🙏 Closing Prayer:
"Lord, give us faith that moves before it sees, courage that obeys before it understands, trust that steps out while the water is still in front of us. We don't want safe faith. We want crazy, unbelievable faith. In Jesus' name, Amen."
Crazy Unbelievable Faith: Because the life God calls you to isn't always easy, but it is always worth it.
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