In this episode, I sit down with change agent and entrepreneur Tonya Rapley to talk about money. Named the “New Face of Wealth Building” by Black Enterprise magazine and selected as a modern History Maker by TV One, Tonya says financial empowerment begins with awareness. Then, it’s all about discipline and dedication--YOU are the secret ingredient, and you’ll feel better when you’ve planned for the future. I loved her simple advice to set micro-goals, and we also talk all about lather!