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ENERGY-SAVING TIPS: 

1. Ceiling Fans: Reverse ceiling fan direction clockwise in winter to circulate warm air from the ceiling.

2. Conserve Electricity: Unplug electronic devices when not in use. Use power strips to easily cut off power to multiple devices.

3. Chargers: Unplug device chargers when not in use to prevent unnecessary energy draw.

4. Home Maintenance:

• Seal drafty doors and windows.
• Install foam gaskets behind switches and outlets on exterior walls for better insulation.
• Ensure proper attic insulation.
• Regularly check heating and air system filters.

5. Thermostat Setting: Keep at 68 degrees when the heat is on.

6. Utilize Sunlight: Open shades during the day for solar heat; close them at night for insulation.

7. Additional Clothing: Add a layer of clothes before adjusting the thermostat

8. Avoid Blocking Vents: Ensure no furniture or obstructions are blocking heating vents.

9. Consult Power Company: Check for energy-saving suggestions and potential rebates for energy-efficient upgrades.
10. Lighting: Upgrade to LED bulbs for efficiency and use photocells and motion sensor lighting for outdoor areas

We hope these tips will help you save some money during the cold weather!

 

ON TODAY'S PROGRAM, ROB ALSO ANSWERS LISTENER QUESTIONS:

• Does the recommended 10-15% contribution to a 401(k) include both my personal contribution and my employer's contribution
• Assisting Family with Housing: Should I consider buying a condo outright for my financially challenged brother as a form of assistance or charity?
• Investing Inheritance: I've received a $70,000 inheritance; how should I best invest this amount, considering my current mortgage and investment portfolio?
• Capital Gains on Real Estate: As I'm separated from my spouse and haven't lived in our jointly owned home for the past two years, am I still eligible for the $500,000 capital gains exclusion if we sell the house?

Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.

Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

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