Free Budget Worksheet!
Practical steps to get on a budget:
- Write everything down (use a paper budget like ours, or find a good app if you'd prefer electronic)
- Sit down with your bank statement for the past few months to get an idea of how much you're spending in certain areas (groceries, eating out, clothing, toiletries, gifts, etc.)
- Keep track of all unique expenses (extras for you and your family that may not be common) in addition to traditional ones (like rent/mortgage, utilities, gas, phone bill, etc.)
- Do your budget before you get paid and for every time you get paid (we do ours twice a month before each pay day)
- Keep track of quarterly/yearly expenses so you don't get hit with those things that you tend to forget about!
Practical tips and extras:
- Share logins for royalty and rewards apps with your spouse/kids, if applicable
- Start small (always a tip from us!); what do you spend $15 or less on? Small purchases add up!
- Give yourself an allowance
- Use our free budget worksheet to get started!
Don't be discouraged if it takes you a couple of weeks or months to really get into the groove of a budget.
https://thriveglobal.com/stories/survey-money-financial-well-being-stress-impact-health-relationships-sleep-microsteps-white-paper/
Instagram: @themaximizedlifestyle
Facebook.com/themaximizedlifestyle
themaximizedlifestyle.com
