What if “just work longer” isn’t an option for your retirement? In this episode of Next Act Ninjas, Dr. Rachael Van Pelt exposes why delaying retirement is bad advice for most Americans—and what smarter strategies you can use instead.
You’ll learn how to:
✅ Unlock the wealth hidden in your home (downsizing, house hacking, reverse mortgages)
✅ Reinvest equity to create sustainable income streams
✅ Optimize Social Security and Medicare decisions
✅ Protect your healthspan to reduce healthcare costs and extend wealthspan
✅ Redefine purpose and lifestyle beyond the paycheck
If your financial plan relies on working longer, it may not be much of a plan at all. Discover how to thrive in your Next Act—even when a paycheck isn’t possible.
✨ Ready to design a healthier, wealthier retirement strategy? Book a free discovery call with Dr. Rachael here: https://calendly.com/rachael-vanpelt/discovery
👉 Don’t miss these related episodes: • Episode 25: Is Starting Social Security Early the Best Financial Move? |
• Episode 47: Rightsizing vs. Downsizing: Finding the Perfect Fit for Lifestyle Longevity
Chapters
00:00 When Working Longer is Not an Option
03:16 Shifting Mindset from 'Keep Earning' to 'Growing Existing Wealth'
05:12 Leveraging Real Estate for Retirement
06:36 Re-invest Any Equity You Pull Out of Real Estate
08:17 Intergenerational Strategies for Growing Wealth
09:09 Can we Count on Social Security as a Safety Net?
11:40 Improve Healthspan to Extend Wealthspan
14:02 Creatively Find Alternative Solutions for Extending Wealthspan
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Lifestyle Longevity Assessment: https://bit.ly/3Ajb46K
Connect with Rachael: https://calendly.com/rachael-vanpelt/discovery
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Rachael Van Pelt, PhD, is a healthspan scientist, coach, Realtor, and investor dedicated to helping pre-retirees design a lifestyle that supports health, wealth, and happiness for the long haul. With a unique blend of expertise in longevity research, lifestyle coaching, and real estate, Rachael specializes in guiding clients toward their ideal next chapter—whether it’s downsizing, embracing a sunbird lifestyle, or simply optimizing the home they love. Through her innovative approach, Rachael empowers her clients to choose the path that enhances their health and longevity, ensuring that their retirement years are as vibrant, fulfilling, and financially secure as possible.
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⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research.
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