Healthcare isn’t just a medical issue; it’s a financial one that can make or break your retirement. In this episode of The Lord and Richards Show, Colin Richards and Dylan Schoonover talk about the real costs of long-term care, why Medicare and Medicaid won’t cover everything, and how to plan ahead so your health needs don’t wipe out your wealth.
We’ll cover:
- Why proactive habits like sleep, diet, and exercise matter as much as saving money
- The true cost of long-term care and how it impacts families
- Pros and cons of traditional LTC insurance (and why premiums rise)
- Hybrid life insurance with living benefits that can pay for care tax-free
- Practical steps to protect your spouse and your retirement lifestyle
🎧 Tune in to learn how “freedom of health” fits alongside freedom of time and wealth, and how smart planning today can keep your future secure.
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Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.