From RMD rules to Social Security surprises, Colin Richards and Dylan Schoonover unpack practical ways to cut your lifetime tax bill in retirement. We explain why the pre-RMD window can be a sweet spot, how to shift from tax-deferred to tax-free, and simple strategies that help you keep more of what you’ve saved.
What you’ll learn:
- What RMDs are and why ages 55 to 73 often offer prime planning opportunities
- How Roth IRAs and careful conversions can create future tax-free income
- When Social Security becomes taxable and ways to reduce that impact
- How Qualified Charitable Distributions work after 73
- The “widow’s tax trap” and proactive steps to prepare
- Where properly structured life insurance can support tax-free withdrawals
Tune in to learn how smart timing and structure can lower taxes in retirement without losing sleep.
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Call for your complimentary Retirement Freedom Review: 720-372-0400
Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.
