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In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Discussions on inflation's bearing on retirement and the significance of math-based planning take center stage. Emphasis on the balance between protection and growth for optimal returns is evident, with Arrin underlining the value of principal-guaranteed accounts for stability. As the conversation progresses, listeners are introduced to the art of tailoring investments to market cycles and the advantages of a long-term outlook in retirement planning. Don't miss the invaluable insights and the opportunity for a complimentary consultation with the Decker team to refine your retirement journey.