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Who's been naughty (aside from Sam Bankman-Fried)? And perhaps you have been nice, yes? No matter your holiday state of being, we're here with four fabulous guests to talk holiday ho-ho-ho, financial services style. What have been the highlights? The buzzkills? And what's the best gift the industry can hope for in the new year, aside from a limitless supply of fruitcakes?

Our Holiday Merry Makers:
Matt Wood, Head of Fintech Services, Tavant
Sarah Martin, CEO, Pulsate
Gary Lewis, Managing Director - Lending & Deposit Solutions, Jack Henry
Danielle Sesko, Director of Product Management and Innovation, TruStage