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Given how fast things move in our high-tech world, it’s a puzzler why employee paychecks and even direct deposit don’t reach the speed of digital. Nico Simko, Founder & CEO at Clair, explains how his company is establishing itself in a growing niche of fintechs that get workers paid as soon as they clock out—and in the process offer a much-needed alternative to the predatory practices of payday lenders.