Perhaps the most talked-about aspect of artificial intelligence in 2025 has been agentic AI—the technology that computers will use to make decisions without the need for human intervention. But are financial institutions jumping the gun to embrace fintech that’s not yet ready for prime time? On this episode, two of the founders of Tyfone — Siva Narendra (left) and Prabhakar Tadepalli — explain what it really takes to recognize opportunities to employ agentic AI, and how to understand the technology once the hype is stripped away.