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Traditional bankers, including those on the community banking level, often get confused by the roles technology, talent and culture should play in their success. Often the result adds up to a lack of vitality, vision and courage. Patrick Sells, the Chief Innovation Officer at Quontic Bank, has created something entirely different.On this episode walks up through the four principles the have made Quontic a forerunner in cracking—and rewriting—the banking/culture/technology Sells was named Digital Banker of the Year 2020 by American Banker and Quonitc is a proud sponsor of Bankadelic.