What we do at Southern Fidelity Mortgage or any loan officer that is out there. We want to make sure that the borrower is eligible to qualify and there is so many different programs that are out there. That the borrow may not know about these programs and it is a really good idea for them to start speaking to a lender. Some buyers don’t realize how little money they really need to purchase a home. You don’t have to have 20% down like how you use to in the past. You can do as little as 3% down in today’s market, you still have closing cost still. Sometimes the seller can help pay for that cost and sometimes they can’t that is usually about other 3% or so. You can buy a home for 6%-6.5% of the price. You can contact or meet Leilani and establish a plan even if you are not ready to buy right now. Establish a plan so you will be ready to buy and when that time comes. Say you have 6 months on your lease, and you want to buy, get with a lender now don’t wait. Want to learn more how to qualify for a home? Please contact us and we will put in touch with Leilani!
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