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Learning to handle money properly sets a person up for life. And once you’ve tackled a gut-wrenching problem head-on and clawed your way out, you immediately become less fearful, more confident and prepared to take on the next big challenge. It's a process of emboldenment, problem-solving, application and validation: key ingredients in the recipe for personal and career success. http://blog.metcredit.com/why-debt-is-a-catalyst-to-success